Frequently Asked Questions



General Questions:

Q: How much is the interest rate on this loan?

A: The rate you'll pay is 15% of the principal, plus fees if you have an NSF payment. This is below the state maximum of 15.5%.

Q: What's the most I can get?

A: The lesser of $1000 or 25% of your monthly income before taxes.

Q: What do I pay if I default?

A: You'll pay an NSF fee of $25.

Q: I was denied. Can I get a cosigner and reapply?

A: No, we don't use cosigners.

Q: When are you open?

A: From 8 until 8 CST.